Essays
Plain answers on retirement income.
What the conventional advice gets wrong about turning savings into income, and what to do instead. Written for people at or near retirement, not for the industry.
Retirement Income
What Is a Good Monthly Retirement Income for a Couple?
There is no universal number. Here is the checklist that gets a couple to their own figure, and the question that matters more than the amount.
Read the essay →
Retirement Income
What Is Sequence of Returns Risk, and Why Does It Matter?
Two retirees can get the same average return and end up in different places. Sequence of returns risk explains why, and why it bites hardest in the first years.
Read the essay →
Retirement Income
What Types of Income Can You Use in Retirement?
The five places retirement income comes from, and how they differ on reliability, flexibility, inflation and tax. A plain guide for people near retirement.
Read the essay →
Want the essays delivered?
No jargon and no pitch. Unsubscribe whenever you like.